Capital One Platinum Max(SM) Credit Card – Review

According to the Capital One website, their Platinum Max(SM) Card is “right for people with excellent credit interested in getting a great rate that they can count on”. I agree with this statement as the Capital One Platinum Max Card appears to actually be one of the better cards currently out there on the market. In order to qualify for this credit card, you must of had another loan or credit card for at least five years. You must currently have a credit card with a credit limit greater than $10,000 and never of been more than 60 days late on any payments of card bills, medical expenses, or loan payments. Also, you must of never have of declared bankruptcy to qualify for this credit card. In short, The Capital One Platinum Max is not an easy credit card to be approved for.

Currently the card features a very low 9.9% APR on purchases and balance transfers. This is guaranteed for 3 years and your APR will not increase just because you make a late payment or go over your credit limit. There are no annual membership or balance transfer fees associated with the card. This is in itself a very important and rare feature on any platinum class credit card. The card is a great money saver for folks who like to travel abroad. There are no additional fees on purchases made outside the U.S.A.

Another group of excellent benefits is the exclusive special savings you can enjoy with the use of your card. It is a snap to easily save up to 40% on featured deals and 10% on everything else at Capital One Saving Zone on Yahoo! Shopping. At this exclusive website, cardholders can enjoy huge savings on thousands of brand name items. The store features various types of goods including Bed & Bath, Women’s Accessories, Home Furnishings, Jewelry, and Kitchen Appliances.

At the time this review was written, the Annual Percentage Rate (APR) was 9.9% at the purchase rate and balance transfer rate. There are no balance transfer fees on this card at the time this review was written as well. The card offers a credit limit up to $20,000.00 (min $2,000). One can also expect to receive the best of other platinum card services as well like extended warranty protection for goods bought, accident and travel insurance, as well as 24/7 roadside assistance. Also remember at the present time the card also features no membership of annual fee. If you ever have any questions of concerns with your card you can also simply just call the number located on the back of the credit card for quick and easy help from a professional staff of caring and helpful people 24/7.

Please remember that at the time this review was written all information was true and correct to the best of my knowledge. If you should decide to apply online for this, or any other credit card online be certain that you have read the complete current terms and conditions.

Review of Chase Platinum Visa Credit Card

If you are seeking flexibility, convenience and great rates in rewards credit cards, the Chase Platinum Visa Credit Card just might be the card for you. You can get a 0% intro APR for up to 12 months. The period of your introductory rate will be either twelve months for purchases and balance transfers or three months for balance transfers only, depending on Chase’s review of your application and credit history. Another good thing is that there currently is no annual fee associated with the Chase Platinum Visa Card. You also get a number of great platinum cardholder benefits like participation in Chase’s Flexible Rewards Program; where you can earn one point per eligible dollar spent. Cardholders are free to redeem this points for their choice of cashback, merchandise, travel or gift cards. With the Chase Platinum Visa Credit Card you pay no interest when you pay your bill in full each month by the date the payment is due.

In regards to the rewards program offered, points are not earned on fees for products that protect or insure the balances of the card member’s account. Still, this is rather expected and nothing to take any exception at in most cases. To receive the 0% intro APR benefit is crucial that one abides by the rules governing the account. Also, the folks at Chase apply the payments to intro balances before what balances you may have with higher APRs. Meaning that the period of your introductory rate may vary according to your payment amounts and the APRs for other balances on your account.

For the use of travel agency services, a fee of $14.95 will be charged for “mileage redemption”. As with many rewards programs for credit cards these days, airline and similar rewards are subject to program restrictions. These restrictions include space and fare availability, and you must arrange the bookings 21 days in advance, and also there are particular conditions concerning Saturday night stays. The Chase Platinum Visa Flexible Rewards points are redeemable for airline flights on carriers like American, Delta, United, Continental, Northwest, U.S. Airways and other airways. Your points are not transferable to other frequent travel programs, but again this is common with most air mileage rewards programs these days. A guide concerning your various benefits with the rewards program will be mailed to you following approval if you are accepted to become a cardholder of the Chase Platinum VISA Card.

Remember to read the terms and conditions of the offer fully; should you wish to apply for this card offer, as the conditions are subject to change and the current offer available from the Chase site may not be the same as when this offer was reviewed by this article.

Platinum One Destinations Marketing Tips – Build Your P1D Business Fast, Even If You’re On A Budget

You’ve joined Platinum One Destinations. You’ve enjoyed the benefits from it. And now you want to grow your business. So, what should you do? Well, I’m going to share some marketing tips with you that will show you how to grow your Platinum One Destinations business fast, even if you’re on a budget.

Well, the first thing you need in order to grow your P1D business is leads. You need lots of leads. You’ve already been trying to generate your own leads by talking to co-workers, family, friends, and sending people to your website. The information I’m going to share with you will show you how to have people calling you, emailing you, and going to your website all day long, without having to twist their arms. This will allow you to grow your Platinum One Destinations business by dozens of people a week.

Platinum One Destinations Marketing Tips #1: The internet, without question, is a powerful business growth tool for network marketers. And it’s a great way to generate leads. One way to use the internet to grow your business is by using video marketing (example:, it’s free and simple to use). I’ll breakdown how this works.

Remember seeing the ‘top leader’ of your company giving a presentation, doing business training, or up on stage at a conference, and remember how that made you feel? Well, this is exactly what will happen when people see your video. They’ll see you demonstrating leadership. And they’ll be attracted to you and your Platinum One Destinations business.

When you begin setting up your video. You can talk about how you’ve experienced great benefits from P1D. You can include videos of you on vacation. And talk about the amazing time you had. Be sure to include your website, phone number, or email address. That way, you’ll have people contacting you who are serious about joining you in your business.

Platinum One Destinations Marketing Tips #2: Another cool and free way to build your Platinum One Destinations business fast, even if you’re on a budget is to use blogs. You can grab a free blog at Using a blog will also help you generate hundreds of leads.

When you set up your blog, you can talk about a few things. One of which should be travel. What’s cool about using blogs is that not only can you talk about traveling and making money while you’re having fun, but you can also add a video and pictures to your blog. You can add pictures from your vacation. Maybe include the family, pets, or friends.

This will have people calling you wanting to experience the great benefits of Platinum One Destinations. You’ll have people who’ll gladly sign up with you.

Platinum One Destinations Marketing Tips #3: After using these techniques to build your Platinum One Destinations business, you should teach your downline how to do it. It’ll make it easier to train them. And they’ll be able to add people into their downline the first week they sign up.

Use these tools and techniques to grow your Platinum One Destinations business fast, even if you’re on a budget. These marketing tips will have you growing your business, starting today.

This article can be freely published on a website as long as it is not modified in any way including the author bylines and active hyperlinks.